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Privacy Policy: HomeBuyersGuide.com

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PRIVACY STATEMENT
The following policy explains how we gather and use personal information in detail. This policy may change from time to time and HomeBuyersGuide.com reserves the right to change or modify this policy at any time with or without notice. If you have any questions about this policy, please feel free to contact info at HomeBuyersGuide.com.

By registering and using this Site, you signify your acceptance of this Policy. If you do not agree to the terms of this Policy, in whole or part, you should not use this Site.

Registration:
HomeBuyersGuide.com only collects personally identifiable information ("PII") that is volunteered during the registration process or in response to specific information requests. Examples of PII that may be requested include: first and last name, address, email address, and telephone number. Anybody completing and submitting any of the forms (including our newsletter) on the HomeBuyersGuide.com domain is considered a "registrant." In addition, HomeBuyersGuide.com may collect your IP address and information through use of electronic “cookies.”

When you register with HomeBuyersGuide.com you automatically consent to registration in all the other online properties in the HomeBuyersGuide.com network (collectively, the "Network Sites"). Accordingly, HomeBuyersGuide.com may share registrant PII with the Network Sites.

By providing PII and other information to this Site, registrant fully understand and unambiguously consent to the collection and processing of such information in, and the transfer of such information to Network Sites, the United States and other countries or territories, in accordance with the terms of this Policy.

Use and Sharing of PII
HomeBuyersGuide.com reserves the right to use registrant PII: (1) for the specific purpose for which such information was provided (including matching registrants with a credit related company or companies); (2) as disclosed at the time such information is provided; and (3) as disclosed in this Policy. However, please note that HomeBuyersGuide.com may change this Policy at any time and therefore HomeBuyersGuide.com may in the future use registrant PII for additional purposes not currently included in this Policy.

Also, HomeBuyersGuide.com may share registrant PII with its partners, sponsors, advertisers, service providers and marketers’ lookup and reference services and any other entities that HomeBuyersGuide.com believes are able to provide registrants with special offers and opportunities. Note that although HomeBuyersGuide.com advises everyone who receives Registrant PII from HomeBuyersGuide.com to support this Policy, HomeBuyersGuide.com has no control over such party's information handling practices and is not responsible for any failure of such party to adhere to this Policy.

As a condition of registration, registrants agree that HomeBuyersGuide.com may share their PII with the Network Sites and unaffiliated third parties. If you do not agree that HomeBuyersGuide.com may share your PII with such entities, you may not register on HomeBuyersGuide.com. We cannot guarantee opt out at third party sites and opt out from third parties must be done with the third party.

Additionally, HomeBuyersGuide.com may share Registrant PII in aggregate, non-personal form, with select companies that wish to reach a particular target audience. This information will allow these entities to provide relevant offers to specific registrants.

Finally, HomeBuyersGuide.com may disclose registrant PII in order to: (1) comply with applicable laws; (2) respond to governmental inquiries; (3) comply with valid legal process; and (4) protect the rights or property of HomeBuyersGuide.com, the Network Sites or other registrants of this Site.

Do Not Call Registry Compliance:
By submitting personal contact and/or financial information through (HomeBuyersGuide.com domain), the user hereby grants written permission to HomeBuyersGuide.com, its affiliated sites, and its business partners for contact via telephone, mail, and/or e-mail. Further, by registering at HomeBuyersGuide.com you are consenting to receive phone calls from HomeBuyersGuide.com, its affiliated sites, and its business partners for contact via telephone, including but not limited to lenders that may contact you regarding credit counseling and thereby registrants waive their right to file a claim with the FTC or any other agency in reference to these calls or contacts.

Third Party Offers:
By registering at HomeBuyersGuide.com you may receive follow-up contacts/offers from third party companies. We cannot be responsible for the services or representations of third party advertisers.

In order to enhance the service we provide, and to expedite the offer process, we may pre-populate data fields on a third party business partner's survey or offer form with the information that you provided to HomeBuyersGuide.com on the Site. Additionally, we may use certain third party business partners to host the survey or offer form and transfer the completed survey or offer form to other third party business partners.

Links to Other Sites:
HomeBuyersGuide.com contains links to other sites. We are not responsible for the privacy practices or the content of such web sites.

Security, Fraud, and Abuse:
This site has security measures in place to protect the loss, misuse, and alteration of the information under our control. HomeBuyersGuide.com regularly reviews these measures to better protect you. The Site is not a secure web site. HomeBuyersGuide.com cannot and does not ensure or warrant the security of any information collected by use, transmitted over the Internet, or maintained in your user profile. You agree that any data transmission you make or receive through the Site is at your own risk.

Opting-Out of Further Communications:
Visitors to HomeBuyersGuide.com may opt-out of receiving further communications from HomeBuyersGuide.com. By registering for and/or receiving free services, including free MLS listings and site listings, you agree to receive future communications from HomeBuyersGuide.com and may not unsubscribe in the future.

Note that unsubscribing from one email list does not automatically unsubscribe you from any other email list that you may be on. Please read the email carefully to find out which list you are unsubscribing from.

Must Be 18 Years or Older:
HomeBuyersGuide.com or its Network is neither intended for, nor directed to, children under the age of 18. If HomeBuyersGuide.com learns that a person who registers on the Site is under the age of 18, HomeBuyersGuide.com will promptly delete that individual's registration.

Transfer In Certain Circumstances:
In its sole discretion, HomeBuyersGuide.com may transfer, sell or assign information collected on and through this Site, including without limitation, PII and other registrant-provided information, to one or more third parties, as a result of the sale, merger, consolidation, change in control, transfer of substantial assets, reorganization or liquidation of HomeBuyersGuide.com and/or Network Sites.

Change in Policy:
HomeBuyersGuide.com may, from time to time, amend this Policy, in whole or part, in its sole discretion. Depending on the nature of the change, HomeBuyersGuide.com will either announce the change (1) on the privacy policy page of the site, or (2) provide such notice via e-mail to registrants. By not unsubscribing, following the announcement of any changes, you will be deemed to have agreed to such changes. If you do not agree with the terms of this Policy, as it may be amended from time to time, in whole or part, you must terminate your registration by unsubscribing at unsubscribe at HomeBuyersGuide.com

If you have a question that was not addressed in this Privacy Policy, you may contact us by:

1. Sending an e-mail request to privacy at HomeBuyersGuide.com; or

2. Sending a letter via U.S. Mail to: The Direct Response Group, LLC, Attention: Customer Care, 445 Broad Hollow Road, Suite CL 42, Melville, NY 11747

Presented by: HomeBuyersGuide.com